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Personal Umbrella Policy

Posted: March 21, 2023

Home, auto, motorcycle, and other personal insurance policies are designed to protect your property and your personal liability if you are involved in an accident or some other situation where you may be held responsible. Personal Umbrella A personal umbrella is designed to provide added liability protection in the event your primary personal liability insurance policy limits are exhausted. In today’s litigious world, it is...

To Bundle or Not Bundle, That is The Question

Posted: February 22, 2023

Have you considered bundling your home and auto insurance? Although you have the opportunity to compare prices for each policy separately, it is nearly always wise to have the same carrier handle the majority of your policies. Advantages of Bundling The prospect of a discount is what motivates the majority of policyholders to bundle their policies. The sum varies depending on the provider, but it...

Some Good Insurance-Related Questions

Posted: February 12, 2023

  We recommend asking your agent a series of questions to better understand what your insurance covers and does not cover. Do I need a personal umbrella? What does it cover?  What limit should I have? I drive for a ride-share company. How am I covered? What is replacement cost coverage, and why is it important? What happens if I rent a car and go both domestically and abroad? What coverage would my insurance...

Start 2023 With An Insurance Review

Posted: January 12, 2023

If the last time you had an insurance review was when the Lakers won an NBA Title it is time to have us review your business and personal insurance. Our team is ready to help you understand how your insurance needs have changed over time. Here are a few examples of how life changes may impact your insurance. How often do you travel out of...

How To Buy Insurance

Posted: December 18, 2022

Personal Insurance Update As we begin a new year, one thing on most people’s “to do list,” is buying home insurance and auto insurance.  When it comes to personal insurance, you want to be adequately covered if you do have a claim, but you do not want to pay more than you should.  We recommend that you call us before your personal insurance policies renew,...