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Tag: Commercial Insurance

What Does Commercial Umbrella Insurance Cover?

Your business is protected by your business insurance – but is it enough? A commercial umbrella insurance policy provides coverage when a claim exceeds the limits of your other policies. This type of policy is typically quite affordable and offers a critical level of protection against losses from substantial claims or lawsuits.  Do You Need Commercial Umbrella Insurance? A liability claim filed against your business...

Are There Gaps In Your Commercial Insurance Program?

A Business Insurance Update We live in a changing world, and your business insurance needs to be changing as well. In order to keep your commercial insurance up to date you need to have the ability to change and update your insurance program on a regular basis.  The industry has developed a number of innovative insurance products that your business may just need. Business Interruption...

Is Your Small Business Covered?

According to the latest surveys by major insurers, small to medium sized businesses have a number of critical gaps in their insurance coverage. The reasons for gaps vary; not fully understanding how certain coverage applies to their business, buying insurance from a captive agent who can’t provide the coverage, thinking their commercial insurance coverage provides the coverage, and finally believing they don’t have the risk....

Is Your Commercial Insurance Right For You?

Recently, Forbes ran an article about the top 10 risks business face. The article focused on some of the risks that are hard or impossible to insure through “standard” business or commercial policies. Business insurance is designed to cover unforeseen accidents to third parties, per the terms of the insurance policy. There are many risks that may keep a business owner or manager up at...

Employment Practices Liability Update

Employment risks are some of the most serious faced by employers. These risks can include sexual harassment and discrimination. Employment litigation can destroy a firm large or small. Employment Liability Facts Small firms are three times more likely to be sued by an employee than have a fire. EEOC changes have increased 30% over the past 5 years 7 out of 10 firms don’t buy...