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Tag: Business Insurance

The Ins and Outs of Business Contents Insurance

Your business contents are items belonging to your business that are not permanently attached to the building. They may include small items, such as laptops and mobile phones, or furniture, office equipment, raw materials, or large machinery. No matter the size or nature of your enterprise, the loss of some or all of these essential items could significantly disrupt your operations.  Business contents insurance is...

Insurance Coverages Every Georgia Business Owner Needs

Commercial Insurance Insurance coverage is available for almost every type risk your Georgia business might face. Our agency can advise you on the exact types of insurance you should consider purchasing. The right business insurance policies will go a long way toward helping you safeguard your earning power and your future. If you are a business owner, here are a few insurance products that you...

Fall Safety and Security Tips to Implement in Your Business

Every season of the year poses safety and security challenges. In the fall, the days grow shorter and the nights grow longer, providing greater opportunity for thieves and vandals. Falling leaves can make walkways slippery, increasing accident risks. The following tips can help you reduce the risks for your business during the autumn months.  Install Proper Lighting We have fewer hours of daylight in the...

Commercial Insurance Myths Busted

There are many insurance myths floating around, and most of them have been around for years. We want to respond to these myths with clear information, so that you can make educated decisions about your insurance purchases. Insurance Myths Having two agents is better because they keep each other competitive. Having two agents duplicates effort and can create coverage gaps and/or duplications. For example, there...

What Is Employment Practices Liability Insurance, and Why Does My Business Need It?

Employee lawsuits against employers are on the rise. Employment practices liability insurance (EPLI) is coverage to protect your business against employee claims that their rights have been violated. Some insurers will provide this coverage as a Business Owners Policy (BOP) endorsement, while others offer it as stand-alone insurance.  What Does EPLI Cover? Employment practices liability insurance provides protection against a range of employee claims, including:...