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Tag: Boat Insurance

5 Boat Safety Tips for the Summer

When people are out boating in the summer, safety can sometimes take a backseat to pleasure. This could be a tragic mistake. In 2020, there were 5,265 boating accidents in the U.S., causing 767 fatalities and 3,191 injuries, as reported by the U.S. Coast Guard (USCG). Enjoy the sun and the water but keep the following boat safety tips in mind. Don’t Drink While Boating...

Motorcycle & Boat Coverage During Winter: Laid Up vs. Canceling

Unless you live in one of our warmer states, you will need to winterize and store your boat or motorcycle during the winter months. You have several options, including canceling your insurance, reducing the coverage, or increasing the deductible. What is Lay-Up Insurance? “Lay Up Insurance” is offered by insurance companies serving the northern states, where riding a motorcycle or boating over the winter is...

Get A Jump on The Spring Cleaning of Your Insurance Policies

Spring is always a good time to organize, clean, and update your house and yard. But spring is also a great time to clean up your personal insurance program. Between yard cleaning and painting the garage, we hope you call your agent and ask for a spring insurance review. Here are some tips we have found helpful when starting your spring personal insurance clean-up. Make...

The DIY Guide to Winterizing Your Boat

If your boat is kept in a cold winter weather area without heated storage, you will want to winterize before the first freeze sets in. You can pay someone else to winterize it for you, or save money by doing it yourself in a few simple steps. Steps for Winterizing an Inboard/Outboard Drive Boat Gather Your Tools and Supplies A factory service manual could be...

Do I Need Boat Insurance for a Non-Motorized Boat?

Depending on where you live, you may not be legally required by the state to carry boat insurance for a non-motorized boat, but that is not the only reason to insure your boat. If you have invested in a sailboat, kayak, canoe, or RIB (rigid inflatable boat), boat insurance will protect your investment if the watercraft is damaged during an accident. It should also protect...