Everyone here at Allen & Furr Insurance endeavors to find ways to keep our clients personal lines insurance as low as possible. We understand how important having the right kind of homeowner’s insurance is. We also understand that you want your claims covered and you want outstanding customer service. Unlike some faceless internet company, we will always work more than “15 minutes” to find you the best possible combination of price, coverage and service for your insurance needs. Here are a few things you can do right now to lower your homeowner’s premiums.
Ways to Lower Your Home Insurance Premiums
Consider increasing your deductibles.
Assess the value of the possessions in your home. Do you have too much coverage?
Pay your premiums in full. Some carriers offer a discount for this.
Are you over the age of 65? There are senior discounts available.
Most insurers offer discounts for alarms, sprinklers and deadbolt locks.
Combine home and auto together. Many insurers offer discounts for consolidating policies.
Use an independent agent like us to shop your insurance on a regular basis. We will search the market and find the best options.
Many insurance companies reward homeowners with discounts ranging from long-term customer loyalty rewards to having claim-free histories with the company.
Upgrade basic house systems such as electrical, heating, plumbing and roofing.
Coverage is designed to provide reimbursement for damage to the structure and contents of the home caused by certain perils like fire, wind and theft. The liability portion will also be your first line of defense against a lawsuit from someone injured on your property due to your negligence. We are here to help you manage your personal insurance needs.
Through our relationships with many A-rated national and regional insurance companies, we provide a comprehensive array of insurance products for a variety of personal and commercial clients. Allen & Furr Insurance & Wealth Management represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price