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Individual Long-Term Care (LTC) Insurance

Long-Term Care Female Physician Smiles at and Comforts her Senior Patient in a Wheelchair

Long Term Care is when someone needs assistance with the “activities of daily living” like bathing, transferring, meals, dressing, etc. This care may be provided at home or in an assisted living/nursing home.

Rising life expectancy means the potential for needing this protection is growing with every passing year. There is a strong likelihood that you or a member of your family will need LTC assistance due to a prolonged illness, disability or deterioration of health.

The financial challenge of maintaining two sets of household expenses for an infirmed and a well spouse are beyond the economic capacity for most couples. Or, the adult children may be placed in the position of providing for this care.

Most LTC expenses are not covered by Social Security or Medicare. We will guide you through different types of plans for LTC coverage that will meet your needs and budget.

Allen & Furr Insurance offers free, comparative quotes on long term care insurance from multiple insurance carriers so you can get the best possible rate.

Want to see how much we can save you? Just request a quote to find out.