Individual Disability Income is a must for a business owner and highly recommended for executives.
You will need a personal disability insurance policy to supplement an employer group plan. Be sure to check the group provisions carefully. How long does the group disability insurance coverage last? How much is the benefit? Does the disability insurance policy cover bonus and commission income? Income replacement is vital to every family.
A typical Individual Disability Income Protection plan starts to pay benefits after you have been off work for 1 to 6 months and pays benefits for several years or until retirement age.
Allen & Furr Insurance offers free, comparative quotes on disability insurance from multiple insurance carriers so you can get the best possible rate.
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