Hurricane season in the United States lasts from mid-May through November. One of our goals for your business is that you are educated on the many risks your business faces. One of the biggest risks you have is from hurricanes and flooding. While these events may not occur every year, when they do happen they can be devastating. Here is some valuable information regarding hurricane and flood insurance:
If your business is close to a shoreline or high wind zone you will need to have a review of your insurance to make sure that you have proper coverage.
There is a 30-day waiting period before a flood insurance policy takes effect, so don’t wait until the last minute to purchase it.
Know these key terms–Hurricane Watch: Hurricane conditions are possible within the specified region. Hurricane Warning: Hurricane conditions are expected within a specified region.
Did you know that your business insurance does not automatically cover flood damage? Insurance against floods must be obtained separately.
A Little Pre Planning Can Help Your Business
Have us complete a review of your business insurance program to make sure you have the right coverage? This includes having Business Interruption and Extra Expense Coverage, which provides insurance for lost profits from an interruption in business and extra expenses incurred in getting operations back up and running.
Established in 1981, we are dedicated to providing excellent service and competitive pricing but most importantly, professional analysis of the insurance needs of our clients. Our state of the art computer network allows us to make rate comparisons with several insurance companies to ensure that our clients receive the best we have to offer. We can help you with all your insurance needs.