Finding the right Georgia Life and Health insurance products can be challenging in today’s insurance environment. Allen & Furr Insurance & Wealth Management offers a complete line of individual health and life insurance products that are crafted to meet you and your family’s specific need
You spend a lifetime working hard and saving for the future to ensure your family’s financial security. You purchase life insurance or disability income insurance, make investments and contribute to your retirement plan. And, while you can’t predict the future, you can continue to plan for it.
Long Term Care Insurance (LTC) is designed to reimburse you for expenses for everyday living assistance, should something happen to you. Traditional Georgia medical insurance and Medicare will not cover extra costs should you need help with activities we take for granted like bathing, eating or simply getting out of bed. Georgia LTC insurance options can provide for nursing home costs as well as home health care and assisted living.
Long Term Care is often mistakenly considered an issue affecting only the elderly but, according to the National Family Caregiving Association, more than 50 million Americans are serving as caregivers for their aged or chronically ill family members1. In a 2009 MetLife market survey of nursing homes the average cost of a private nursing home room was $70,080 per year with an average stay of 2.4 years and costs continue to rise.
Long Term Care Insurance can be an effective way to provide for your own care or that of a family member and protect your assets from being consumed by the cost of care. Don’t put if off another day, call me and I will provide you with a number of options.
Filed Under: Blog, Personal Linsurance | Tagged With: disability, disability insurance