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Category: Umbrella Insurance

How COVID-19 Might Impact My Personal Insurance

COVID-19 has created many questions about your personal insurance risks and coverage. Here are a few things to consider regarding your personal insurance policies. Most standard personal insurance policies exclude injury or loss due to communicable disease. We recommend you consult with your agent for a review of your individual personal insurance coverage. Most personal insurance policies exclude liability for any business operations.  Working from home...

Are There Insurance Lessons In TV Series “The Walking Dead”?

A Personal Insurance Update The AMC TV show, The Walking Dead, has captured the interest of many of us.  It is one of the most popular shows on TV.  While the chances of zombies roaming around an apocalyptic State of Georgia are remote, there are still many things we can learn from the show. Depending on your coverage, chances are your homeowner’s insurance would cover...

Is Your Small Business Covered?

According to the latest surveys by major insurers, small to medium sized businesses have a number of critical gaps in their insurance coverage. The reasons for gaps vary; not fully understanding how certain coverage applies to their business, buying insurance from a captive agent who can’t provide the coverage, thinking their commercial insurance coverage provides the coverage, and finally believing they don’t have the risk....

Personal Insurance for High Net-Worth Individuals

For many people, standard insurance products like home, auto, life, and personal umbrella insurance are adequate to protect their families and their assets.  However, for high net-worth individuals there is much more to consider.  There are millions of households in the U.S. with a net-worth of more than one million dollars, and almost one million of these households are in California, according to CNBC.com People...

Are You Full Insured?

Insurance For Newlyweds What Kind Of Insurance Should Newlyweds Have? Congratulations!  You have decided to share your life with that special person.  Your honeymoon is over and you are settling into your new life together. Now is the time to start thinking about how to protect that life, especially as you start to make plans for the future.  Personal insurance protection is a good way...