Be a Safe Skipper this Summer; protect yourself, passengers and your vessel

boat and marine insuranceAttention all boaters:  Boating laws in Georgia changed this week. The new law lowers the legal blood-alcohol content for boaters from a .10 to .08. meaning a person driving a boat with a blood alcohol content of .08 will be charged with boating under the influence (BOI). That level is the same as for someone driving a car.  The new law also increases penalties for those found to be boating while intoxicated.

As part of National Safe Boating Week, those on the water are encouraged to wear life jackets, file a float plan, stay sober and follow Georgia DNR regulations for safe boating.

Practice boating safety at all times by saving the alcohol for later. The probability of being involved in a boating accident doubles when alcohol is involved, and studies have also shown that the affect of alcohol is exacerbated by external effects such as sun and wind.

Even if not required by law to get the Georgia boating license, many boaters take the boat safety course in order to save on their PWC or boat insurance.  Allen & Furr offers coverage for all types of watercraft from power to sail, both large and small.

Marine Insurance can cover damage to your boat, motor, trailer, and personal effects in the boat. Available coverage includes liability, medical payments, injury to a water skier and damage to the boat itself, sometimes called hull coverage.  Even though boat insurance premiums are low, shopping your rate can sometimes save a substantial amount.

Contact the professionals at Allen & Furr to learn how to protect yourself, your passengers and your vessel.