Posted by Allen & Furr Insurance on 
A “high-risk” driver is generally defined by the insurance companies as someone who has a higher risk of having an auto accident. Georgia auto insurance companies often see high-risk drivers as undesirable, as they may end up costing a great deal in claims. Insuring your auto with the right coverage is important. We understand that it is important to find the right combination of auto coverage, price and service.
Why you may be defined as a high risk driver?
- You have multiple accidents or tickets during a specific period of time.
- You have a DUI.
- You have a serious violation.
- Any accident that results in a fatality.
- Driving without a license.
- Driving without insurance.
- You drive an exotic car.
- For whatever reason, your auto insurance has lapsed.
How to get auto insurance if you are considered high risk
- You may need non-standard insurance.
- SR-22 insurance for specific situations.
- Allow your agent to shop auto insurance for you.
- Determine what auto insurance discounts you may be eligible for.
- Improve your driving skills.
- Consider a lower risk car.
At Allen & Furr Insurance & Wealth Management, our personal insurance products provide our customers with protection for their homes, automobiles and personal possessions, along with personal liability coverages.
Filed Under: Auto Insurance, Personal Linsurance | Tagged With: auto insurance, car insurance, Personal Articles