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Archives: 2017

Why A Growing Business Needs To Look Into Key Person Insurance

In a small, thriving business, the death of a key employee could cause the business to collapse. It could be an owner, a founder, a key salesperson, or any other important player. Life is full of uncertainties, but key person insurance helps protect your business should the unexpected happen. How Key Person Insurance Works Key person insurance is life insurance on a key person in...

Burglars Are Christmas Shopping And Your Home May Be Their Next Stop

Your local criminal is getting ready to do some Christmas shopping and he wants your gifts. In California, for example, there were 22,400 burglaries in December 2015, (the latest statistics available) 18% more than the average month. When you leave your home, keep lights on, close your drapes, and never leave packages on your front porch.  Thieves will follow delivery trucks waiting for an opportunity...

What Is Trending In Risk Management?

2017 is coming to a close and 2018 will be here in a few weeks. 2018 is set to be a good year for business. The economy is growing and employment is at one of the highest levels in the past 25 years. There will always be challenges regarding business insurance and risk management. Business Insurance Trends The business insurance world is changing at a...

Will Your Auto Insurance Cover Your Passengers?

Although no road trip can be completely risk-free, driver diligence can help prevent accidents. As the driver, there are steps you can take to help ensure you and your passengers remain safe. If the worst happens and an unpreventable accident occurs, your passengers will be covered – provided you have the right auto insurance policy. What You Can Do to Help Keep Your Passengers Safe...

We Suggest These Coverages For December

The holiday season is fast approaching and we thought it might be good to review three specific personal insurance coverage’s which you may need for the month of December.  You will need these personal insurance coverage’s all year around, but claims tend to increase in the winter months. Personal Umbrella Insurance. Umbrella Insurance provides extra protection, or limits, above the liability insurance (home and auto)...